My biggest concern regarding using any of my cryptoassets for daily purchases is the highly likely regret of said transaction when I review it 1-2 years from now.
Case in point, I look at my now dead Macbook Pro (video/logic board is shot) from few years back for which I paid 1.8BTC at the time. That 1.8BTC today would be worth close to $9k.
M̶a̶j̶o̶r̶i̶t̶y̶ S̶o̶m̶e̶ A few of the cryptocurrencies are good(ish) store of value, but poor for daily transactions. Any debit/credit card allowing daily purchases with crypto just sets you up with buyer’s remorse a few years later.